Open Banking

La Banca abierta (OB) y las implicancias de su probable implementación en Chile para la banca local y BancoEstado.


Indicadores que buscan dar cuenta de la gestión de BancoEstado por cada uno de los pilares de desarrollo identificados. Su característica es que buscan ser SMART: Específico, Medible, Alcanzable, Realista, en un Tiempo acotado.


Castro, comuna ubicada en la Isla Grande de Chiloé cuenta con 48 mil habitantes. En la zona, la cobertura de CajaVecina pasó de 0,23 a 2,79 puntos de atención por cada mil habitantes, desde 2011 hasta 2021.


Accompany all the people and companies of the country granting financial solutions for the achievement of your life projects being a public policy tool powerful to support Chile on its way towards integral development.

Pilares de Desarrollo

  1. Smaller Companies

    BancoEstado has an important market share among smaller-sized companies. These are the backbone of job creation in Chile and crucial for the country’s development and improving its inhabitants’ quality of life.
  2. Financial Education

    BancoEstado views financial education as a tool to serve the country’s citizens who, with clear and transparent information, are able to take better decisions. Better informed people can improve their quality of life and that of their families.

BancoEstado's social effectiveness will be greater the more people reach levels of financial education in line with their needs.

Online Library

Find all the information and data for consultation in our digital library.

Our Bank in figures

  • 15 millones clients (May 2022)
  • 100% of municipal districts with CajaVecina
  • 67% of male clients save, to May 2022
  • U.F. 1,645 average in mortgage loans granted between January and June 2022
  • 65% of the current housing loans of less than 1,000 UF of the system (May 2022)
  • A new branch and 9 BancoEstado Express inaugurated during 2021
  • 9.8 million Internet clients, to April 2022
  • 148 municipal districts with only a branch of BancoEstado (May 2022)
  • 52% of savers are women (May 2022)
  • 666 millions average monthly transactions between January and June 2022
  • 8,1 million female clients (May 2022)
  • 339,000 women are clients of micro and small businesses (May 2022)
  • 13.9 million clients with CuentaRUT account (July 2022)
  • 1.7 CajaVecina points per 1,000 inhabitants (Jun 2022)
  • 0.6% growth of morgage loans (March 2022)
  • 6.3 women with Savings Accounts (May 2022)
  • 95% of the banking system’s savings accounts (April 2022)
  • 1.2 million of immigrants in Chile have CuentaRUT (July 2022)
  • 161,000 students with funding for Higher Education (March-22)
  • 948,000 clients among micro and small businesses (June 2022)
  • 96% of clients’ transactions are made out of the branches between January and June 2022
  • 408,000 clients with APV (July 2022)

In 2016, the Bank launched its Minga Plan whose objective is to cover 106 isolated towns in the Chiloé Archipelago. It is estimated that its benefits in terms of time and money are equivalent to 10% of their inhabitants’ monthly income.