Open Banking

Open Banking (OB) and the implications of its probable implementation in Chile for local banks and BancoEstado.


Indicators that seek to account for BancoEstado's management for each of the development pillars identified. Their characteristic is that they seek to be SMART: Specific, Measurable, Achievable, Realistic, in a limited time.


Castro, a city located on the Isla Grande de Chiloé, has 48,000 inhabitants. In the area, CajaVecina coverage went from 0.23 to 2.2 service points per thousand inhabitants, from 2011 to July 2022.


Accompany all the people and companies of the country granting financial solutions for the achievement of your life projects being a public policy tool powerful to support Chile on its way towards integral development.

Pilares de Desarrollo

  1. Smaller Companies

    BancoEstado has an important market share among smaller-sized companies. These are the backbone of job creation in Chile and crucial for the country’s development and improving its inhabitants’ quality of life.
  2. Financial Education

    BancoEstado views financial education as a tool to serve the country’s citizens who, with clear and transparent information, are able to take better decisions. Better informed people can improve their quality of life and that of their families.

BancoEstado's social effectiveness will be greater the more people reach levels of financial education in line with their needs.

Online Library

Find all the information and data for consultation in our digital library.

Our Bank in figures

  • 15.1 million clients (September 2022)
  • 100% of municipal districts with CajaVecina
  • 349,000 women are clients of micro and small businesses (September 2022)
  • 14,2 million clients with CuentaRUT account (January 2023)
  • 1.8 CajaVecina points per 1,000 inhabitants (December 2022)
  • 0.8% annual growth of morgage loans (December 2022)
  • 6.3 million women with Savings Accounts (September 2022)
  • 95% of the banking system’s savings accounts (September 2022)
  • 1.2 million of immigrants in Chile have CuentaRUT (January 2023)
  • 190,000 students with funding for Higher Education (September 22)
  • 970,000 clients among micro and small businesses (December 2022)
  • 97% of clients’ transactions are made out of the branches in 2022
  • 407,000 clients with APV (January 2023)
  • 67% of male clients of BancoEstado have saving (September 2022)
  • U.F. 1,782 average in mortgage loans granted in 2022
  • 64% of the current housing loans of less than 1,000 UF of the system (November 2022)
  • A new branch and 9 BancoEstado Express inaugurated during 2021
  • 10.8 million Internet clients (November 2022)
  • 148 municipal districts with only a branch of BancoEstado (November 2022)
  • 54% of BancoEstado savers are women (September 2022)
  • 734 million average monthly transactions in 2022
  • 8.2 million female clients (September 2022)

In 2016, the Bank launched its Minga Plan whose objective is to cover 106 isolated towns in the Chiloé Archipelago. It is estimated that its benefits in terms of time and money are equivalent to 10% of their inhabitants’ monthly income.